August 19th, 2009 by admin

Inspecting Your Car’s Warranty: Are You Covered?

Inspecting Your Car’s Warranty: Are You Covered?

When you buy a vehicle that is still under its warranty, you might drive it confidently because you believe any necessary repairs will be performed without charge. But, that may not be the case. A lot of drivers misunderstand how warranties work. They mistakenly believe that any problems will be fixed without their needing to pay for parts and labor. The fact is, warranties are a contract between the motorist and the dealership (or specifically, the car manufacturer). As with most contracts, there are responsibilities that each party must fulfill in order for the contract to remain valid.

Below, I’ll explain what your obligations are according to most automotive warranties. I’ll also describe why many dealerships seem to do everything possible to sidestep doing repairs. Lastly, we’ll take a look at the components that are typically covered under warranties.

Fulfilling Your Part Of The Deal

Motorists often overlook the fact that a car warranty normally requires that they perform ongoing maintenance. For example, with your own vehicle, you may be required to have the oil changed every 5,000 miles. You may also need to have any work performed on major components done at the dealer. If a local mechanic works on your transmission, your warranty may be in danger.

There are a few common misconceptions regarding what can void the contract. For example, a lot of people believe that cosmetic changes, such as installing aftermarket devices, will void it (they won’t). Others believe that having routine maintenance like oil changes performed anywhere other than at the dealer can void the warranty (again, not true).

Know what your responsibilities are (and are not) to make sure the warranty is valid when you need it.

Understanding The Dealer’s Position

Sometimes, it seems as if dealers attempt to avoid having to perform repairs that are clearly listed in vehicle warranties. It’s important to understand their position. If a driver fails to fulfill his contractual responsibility (for example, having the oil changed periodically), the dealer cannot be held liable for damage which results.

Imagine driving your car for 40,000 miles without having the oil changed. It’s reasonably to suspect that your engine will sustain more damage than otherwise. If the automaker is forced to repair (or worse, replace) the engine, that raises their costs significantly. That’s why dealerships will often go over warranties with a fine-toothed comb.

So, What Parts Are Covered?

Typically, the parts that are covered include any major component or system that the automaker built. For example, the transmission, engine, and fuel injectors will be covered. So too, will the chassis and suspension. On the other hand, the tires and filters will not be. Also, parts that wear out over time (i.e. hoses) are unlikely to be covered. Other types of coverage include rust and corrosion, safety recalls, and goodwill adjustments.

Car warranties are not complex, though there are pitfalls that ensnare many drivers. When you buy a vehicle – new or used – take some time to closely review the warranty. As long as you fulfill your end of the deal, you’ll be covered when you need it.

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